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My Blog

19th
Nov

New “Stress-test” for Canadian Mortgages – Buyers Be Aware!

Posted by Nicholas Searle on 12:24 PM

The new minimum qualifying rate or “stress test” will take effect January 1st, 2018 and apply to all buyers including those with larger down payments of 20 percent or more**.

What does this “Stress Test” really mean?

The best way to explain the new stress test is using an example*:

Lets say you are a Buyer with good credit making $100K/year with a $50K deposit:

You are currently approved for a 2.89% fix...



19th
Nov

Dream Condo Open House Today 2PM-4PM Don Mills

Posted by Nicholas Searle on 11:18 AM

Join one of our team mates to view this dream Toronto condo on the 34th floor with amazing skyline views! This unit has been meticulously renovated from top to bottom! Its a very comfortable space - almost 1,600 sqft with 2 bedrooms, 2 baths, plus a large Family room. The kitchen is brand new with quartz countertops, high end stainless steel appliances and custom cabinetry surrounding a central breakfast is...



13th
Oct

Best Free Buyer Mobile Apps - for first time or experienced house or condo buyers

Posted by Nicholas Searle on 01:06 PM

Buying a new house or condo can be exciting but also overwhelming in many ways! First its all the financial calculations you have to do. Second its all the complex terminology related to the homebuying process, like warranty’s or inspections, and even researching builders or developers to make sure they have a reliable history. And once you settle on the property, the challenge is how to fit all your furnitu...





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