My Blog


A Free Toronto App that Can Save you Hundreds of Dollars

Posted by Nicholas Searle on 06:38 PM

Have you heard of this free program in Toronto that can save you money just for being more eco-friendly?

There is a program called “Live Green Toronto” which has as a goal to make Toronto a healthier and more resilient city. Live Green Toronto inspires Toronto residents and businesses to be more eco-friendly with variety of programs, events and resources.

The Live Green Perks program is a free App for iOS or Andro...


New “Stress-test” for Canadian Mortgages – Buyers Be Aware!

Posted by Nicholas Searle on 12:24 PM

The new minimum qualifying rate or “stress test” will take effect January 1st, 2018 and apply to all buyers including those with larger down payments of 20 percent or more**.

What does this “Stress Test” really mean?

The best way to explain the new stress test is using an example*:

Lets say you are a Buyer with good credit making $100K/year with a $50K deposit:

You are currently approved for a 2.89% fix...

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